Educational Disclaimer

The website retainedacademy.com is operated by Retained Academy LLC, a Wyoming limited liability company ("Retained Academy", "we", "us").

A publisher, not a school

Retained Academy is a digital publisher. Through this website we publish written reference materials on captive insurance, alternative risk transfer, and corporate risk financing — guides, articles, worked examples, checklists, and similar materials — for business and professional readers. Retained Academy is not a school, college, university, or other educational institution. Our materials are self-directed reference content: we do not provide instruction leading to any degree, diploma, licence, or professional credential, and completion of any lesson or module confers no certification or qualification.

Retained Academy is independent. It is not affiliated with, sponsored by, or endorsed by any insurance company, fronting carrier, captive manager, broker, domicile, or regulator, and its content is prepared from publicly available regulatory guidance, published standards, and industry-standard practice.

Not professional advice

The content provided through Retained Academy is intended solely for general informational and educational purposes. It does not constitute, and should not be relied upon as, professional legal, tax, actuarial, regulatory, accounting, insurance, or financial advice. Captive insurance structures involve significant legal, financial, and regulatory complexity that varies by jurisdiction, programme type, and individual circumstance.

Retained Academy is not a law firm, accounting firm, actuarial firm, insurance company, insurance producer, agency, broker, consultant, or captive manager, and holds no licence or authorisation in any jurisdiction with respect to those activities. We do not solicit, negotiate, sell, or place insurance or reinsurance, and we do not form, license, manage, or administer captive insurance companies or other risk-bearing entities.

Before forming, operating, restructuring, or winding down a captive insurance programme — or making any decision based on material covered in this curriculum — you should consult qualified independent professionals, including licensed legal counsel, a credentialed actuary, a certified public accountant, and any other advisers appropriate to your specific situation.

No professional relationship

No attorney-client, advisory, fiduciary, agency, or other professional relationship is created or implied by your use of this content, by your subscription, or by any communication with us.

Currency of content

Retained Academy™ makes no representations as to the completeness, accuracy, or current applicability of any material herein. Laws, regulations, IRS guidance, and market practices change; content reflects conditions as of the date of publication and may not reflect subsequent developments.

Governing terms

Your access to and use of this website are governed by our Terms of Use and Privacy Policy, which control in the event of any conflict with this page.